Tips for Maximizing a Personal Injury Claim

A personal injury claim deals with compensating victims for their medical bills, lost wages, the cost of property damage, emotional anguish, and the pain and suffering experienced.

Check out the tips below to find out how to maximize the financial compensation you could receive.

The Golden Rule for Personal Injury Claims

If there is one thing you should always remember and take away from reading this article, it is this: never, under any circumstances, accept the first settlement offer you receive from the insurance company. Why?

The first offer is rarely the best offer. Ask an injury attorney and the first thing they will tell you is settlements are negotiable. The amount the insurer offers you at the beginning is just their opening offer and they hope you accept it to save themselves the cost of what you’re actually owed.

Be Patient

Accepting a lowball settlement offer can leave you unable to make a full recovery and no rights to file a lawsuit in the future.

Delays can actually mean progress is being made. The longer it takes to settle, the more likely your attorney will get you a higher settlement. He or she will continue to negotiate with the insurer until they have reached a number that reflects your suffering and losses. A lawyer will take extra steps to estimate things you might not consider, like future time lost at work and the cost of future doctor visits in your estimate.

Make Sure You Have All the Evidence You Need

You can’t make a case when you’re offering a judge or jury incomplete evidence, so keep precise records and document everything. Here’s a checklist:

  • Take photos and/or video of the accident scene and make backups
  • Check for surveillance cameras at nearby businesses and ask the owner for footage
  • Interview any witnesses and get their phone number or email address
  • Immediately be transported to the emergency room via ambulance
  • Follow doctor’s orders and keep all appointments
  • Set up a consultation with a lawyer

Following these few easy steps will help you avoid being taken advantage of by insurance companies and make it difficult for others to poke holes in your case.

If you think you’re seriously injured, especially when you fear that you may have a brain or spinal cord injury, time is absolutely critical. Your financial wellbeing, and even your life, may depend on quick action.

How You’ll

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